For a long time, the healthcare system in India was constricted to urban locations due to the limited adaptation of technology. However, this scenario is changing gradually, with more healthcare providers and medical practitioners than ever coming on board to embrace technology for patient experience improvement and in addressing critical health issues.
Moreover, a low doctor-patient ratio has also limited healthcare providers from extending quality medical treatment to their patients. In this scenario, it has become a necessity to opt for digital health care system to address these concerning issues.
Complete digitisation of healthcare in India is still a matter of time, and some remarkable technologies are being employed to hasten the process.
Top innovations to boost health care system
By streamlining medical procedures, technology is enabling a remarkable change in this sector. From using computers and tablets to store a patient’s medical history digitally to introducing telemedicine for treating distant patients for health problems, technology is taking the upper hand.
Following are some of the technologies that are redefining medical facilities in India.
- Mobile-friendly healthcare
The extensive adaptation of smartphones in India is facilitating internet-enabled healthcare services. It has further helped introduce telemedicine, wherein patients can consult their attending physician virtually over a phone call or video call. The digital health system has benefitted both medical practitioners and patients alike. The rural healthcare system has especially been made more accessible through this provision.
- Emphasis on analytics
The usage of advanced integrations like predictive algorithm has made it possible for doctors to diagnosis their patients more accurately than ever. To treat life-threatening diseases like cancer, TB, etc., doctors hugely depend on big data analytics.
Adopting such changes, doctors are now able to trace, detect, and treat complex diseases promptly.
- Digital medical facilities
Such rapid digitisation also encourages electronic record-keeping over conventional paper-based records. With the introduction of concepts like e-diagnostics, e-pharmacy, etc. patients and doctors can access medical history and data anytime and from anywhere.
Moreover, now patients can conveniently book their appointment, receive their lab reports, and so on without facing the hassles of registration. They can do the same by providing their Aadhaar number only.
- Cloud storage
The cloud storage facility is another efficient way which doctors are utilising to store medical history of their patients. Thus, it does not require patients to bring a pile of medical records and reports every time they visit a doctor for consultation.
On the other hand, doctors can also access the records anytime they want at their convenience.
Therefore, the digital health system has several prospects that can immensely reshape the medical industry in India. Having said that, it is also wiser to plan out the necessary finances to ensure quality medical treatment, especially during an emergency. A health EMI network card is one such financing facility that can help avail the best medical treatments affordably.
Pros of availing a health card
While technology is reshaping the recurrent medical services, affordability for such hi-tech health sessions is still limited. In such a scenario, individuals can opt for a Bajaj Finserv Health EMI Network Card and bear the expenses of such medical services without constricting their finances.
Further, the card allows you to pay for over 800 treatments and consultations and is available at a nominal, one-time fee of Rs.707 for insta cards, which are activated instantly after approval. In the case of non-insta cards, the fees remain at a low Rs.589.
Here’s a host of advantages that one can avail with this health card, bringing a pre-approved funding limit of up to Rs.4 lakh, includes the following.
- Conversion of medical bills into easy, no-cost EMIs
Since digital health assistance facility is generally expensive, individuals can convert the costly medical bills into EMIs when availing such services and many more. Further, they can pay the bill amount without affecting their financial well being.
- Flexible tenure
Depending upon the eligibility, medical liabilities, and other aspects, one can opt for a repayment tenure of up to 24 months. It ensures that they can pay as per their financial capability without pinching their monthly budget.
- Considerable pre-approved limit
The health card comes with a pre-approved limit of up to Rs.4 lakh that should be sufficient to deal with any medical expenses, moderate to high. Such a facility ensures quality treatment for any health problem, starting from chronic ones to sudden drug allergy, and communicable diseases. Hence, you can apply for a health card to avail premium health care services.
- Instant activation
Another merit of this health card is its immediate activation. It enables cardholders to use this financial tool from the time of its approval, making it a saviour during an emergency concerning a health problem.
- Provides widespread coverage
Users can utilise this health card anywhere in India across over 5,500 partner facilities located in more than 1,000 cities. It covers a wide range of cities and medical facilities like super speciality hospitals, diagnostic centres, selected pharmacies, etc. Cardholders can thus travel to any of the listed cities, while the benefits remain unchanged.
The facility of using this card for all immediate family members, including parents, spouse, children, and sibling, only enhances its benefits.
Thus, while the digital health care system is taking the upper hand in the medical industry, financial tools like health card can prove to be beneficial in the long run. Availing this health card at no-cost EMIs, you can pay your medical liabilities, thus avoiding financial crunches.